Jan 15, 2017

HDFC Life insurance

Our Last Month selection Number 15 Candidates

HDFC Life (HDFC Standard Life Insurance Company) is a long-term life insurance provider with its headquarters in Mumbai, offering individual and group insurance.
It is a joint venture between Housing Development Finance Corporation Ltd (HDFC), one of India's leading housing finance institution and Standard Life plc, leading well known provider of financial savings & investments services in the United Kingdom. On August 14, 2015 HDFC Ltd. entered into a share sale agreement with Standard Life to sell a 9.00% stake in HDFC Life to the latter. The transaction is subject to receipt of regulatory approvals. Post the completion of the above transaction, HDFC will hold 61.65% stake in HDFC Life and Standard Life’s stake will increase to 35.00%, with rest to be held by others.


Products & Services

HDFC Life's products include Protection, Pension, Savings, Investment, Health along with Children and Women plans. The company also provides an option of customizing the plans, by adding optional benefits called riders, at an additional price. The company currently has 29 retail and 8 group products, along with 7 optional rider benefits (as on 31st May 2016).[2]
  • Mohit Karnwal Protection Plans - insurance plans that provide protection and financial stability to the family in case of any unforeseen events.
  • Click2Protect Plus is their online term plan.
  • Launched CSC Suraksha to be sold exclusive through the Common Services Centre network.
  • Click2Invest is their online ULIP investment plan.
  • Health Plan – offers financial security to meet health related contingencies.
  • Savings & Investment plans - These plans help in investment to achieve financial goals.
  • Retirement plans - financial security for life post retirement.
  • Women’s plans - plans catering to different financial needs of women.
  • Children’s plans – plans meant to secure children’s future.
  • Rural & social Plans – meant specifically for rural customers.
  • Click2Retire completed their Click2 portfolio.



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